Government of India (GOI) has approved a contributory “Coal Mines Pension Scheme1998” (CMPS 1998) .
This was in supersession of the Coal Mines Family Pension Scheme1971 and was implemented retrospectively from 1994. The Coal Mines Pension Scheme (CMPS)1998 is a social security scheme for coal mine workers in India.

Here are its salient features:
Eligibility

1. Coal mine Employees: The scheme covers coal mine Employees who have worked for at least 10 years in the coal mining industry.

2. Age: The worker must have attained the age of 40 years to be eligible for pension.

Benefits

1. Pension: A monthly pension is paid to the eligible Employee, which is calculated based on their last 10 months Notional average salary and years of service etc.

2. Family Pension: In the event of the worker’s death, a family pension is paid to their spouse and dependent children.

Funding

1. Employee and Employer’s Contribution: Coal mine owners and all Employees contribute a certain percentage of the worker’s salary to the pension fund.

2. Government Contribution: The government also contributes to the pension fund.

Administration

1. Coal Mines Provident Fund Organisation (CMPFO): is responsible for administering the CMPS.

2. Pension Disbursing Authorities: The pension is disbursed through designated authorities, such as public sector banks and post offices.

Life certificate:

All Pensioners have to submit Life certificate Every year in NOVEMBER to continue to receive Pension through Jeevan Pramaan portal. Widow/Widower Pension In the event of death of self Pensioner, his / her spouse will get 60% of Pension on submission of certain documents till death.